Advisor Tools brings meeting prep, tax strategy, retirement income design, estate analysis, research context, and client-ready outputs into one advisor-grade workspace.
Workspace
Advisor Tools
Analyze
Identify Roth conversion room, IRMAA pressure, RMD timing, and bracket-management opportunities in one recommendation frame.
Next action
Review conversion window
Opportunity profile
Tax alphaReal planning logic
Decision engines and planning flows built from real advisor meeting pressure, not generic templates.
Compliance-first outputs
Methodology, planning notes, and print-ready framing built into the workflow instead of added later.
No client PII stored
Calculations run in-browser so the work stays fast, private, and operationally clean.
Current law models
Rules reflect current planning law and guidance so advisors can work from today’s reality.
Workflow spine
The platform is organized around real advisory flow: get ready, run the analysis, and deliver something useful. The tool inventory is still there — it just stops getting in the way.
Surface planning opportunities, prioritize risks, and start with the right toolchain instead of digging through tabs.
Run tax, retirement, estate, insurance, and scenario analysis inside one advisor-grade operating system.
Turn analysis into outputs the client, the advisor, and the compliance file can all live with.
Platform coverage
Tax planning, retirement income, estate strategy, insurance analysis, client operations, and research context all live behind a cleaner workflow-first front door.
Platform proof
This is meant to feel like a premium advisor operating system: high trust, low noise, and fast enough to support real planning work in motion.
Zechariah Montera built this because he needed faster ways to prepare, analyze, and deliver real planning work — and kept building.
Tax, retirement, estate, insurance, market context, and workflow outputs live in one operating system.
No client PII storage, compliance-aware framing, and output patterns designed for real-world advisory use.
The goal is not decorative software. The goal is faster decisions, clearer recommendations, and fewer broken handoffs.
Ten-year tax mapping with bracket fill logic, RMD modeling, IRMAA pressure, and Roth conversion opportunity detection.
Prioritized recommendations across tax, income, estate, insurance, and cash-flow decisions using deterministic planning logic.
Catch estate, SECURE Act, spousal, and stale-designation issues before they become painful client conversations.
Compare sequencing strategies, tax drag, IRMAA pressure, and account depletion paths in one recommendation frame.
Full portfolio analytics on live market data: builder, optimizer (Sharpe, risk parity, HRP), buy/sell TWR & MWR backtests, and 14 metric calculators.
Regime, liquidity, stress, and breadth reads from daily market data — an operator-style macro picture for client conversations.
Frequently asked
Built for independent advisors and planning-led firms that want faster analysis, cleaner deliverables, and a front-end experience that feels worthy of the work itself.